Covers COVID-19 Treatment

Hospitalization costs for COVID-19 will be covered 30 days after the start date of the policy

Save taxes on premium upto Rs. 25,000

Premiums paid are exempt from income tax under Section-80D

Cashless Claims at 5000+ Hospitals

Avail cashless claims at any of our 5k+ network hospitals

Broad Coverage

Hospitalization expenses due to accidents and illnesses are covered

Just 5% co-pay

Acko will pay 95% of the admissible claim amount, you only need to pay 5% out of your pocket as copay for any claim

ICU / ICCU

ICU and ICCU charges are covered up to 5% of sum insured or Rs. 10,000 per day, whichever is lower

Room Rent Limit

Hospital room charges will be covered up to 2% of the sum insured or Rs. 5,000 per day; whichever is lower

Pre-existing Illnesses

Some pre existing conditions have a 48 month wait period before coverage. Renewing your policy for four years in a row will complete the 48 month wait period

No Claim Bonus

Your sum insured will increase by 5% up to a maximum of 50% for every consecutive claim free year

Lifetime Renewability

We will not deny you the renewal of the policy and you can avail the benefits with timely renewal every year

Pre and Post Hospitalization

Medical expenses 30 days before and 60 days after any 24 hour or longer hospitalisation event are covered

Day Care Treatments

Some surgeries and treatments that require less than 24 hrs of hospitalisation are also covered

New Age Treatments

Some new age treatments are also covered.

Ambulance Charges

You can claim up to Rs. 2,000 against ambulance charges once for each hospitalization

Cataract Surgery

Cataract treatment costs for each eye is covered after two years from policy start date. The coverage is up to 25% of the sum insured or Rs. 40,000; whichever is lower

AYUSH Treatment (Ayurvedic)

Hospitalization expenses under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment are covered in this policy

Dental & Plastic Surgery

Dental treatments or plastic surgeries due to accidents or diseases are covered